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It is a financial process in which a loan is transferred from one bank to another for various reasons. Reinvestments are often offered to people who are unable to repay an existing loan. The borrowing period at another bank is extended or that credit is covered by another loan. In addition, this refinancing of credits is made due to better borrowing conditions, lower interest rates, etc. offered by other banks. This process makes it possible to get rid of the heavy burden of debt hanging up for years, merging all the debts of different companies into one. This is an excellent opportunity to reduce paid administrative costs, interest rates.
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Lithuania
